In a Meeting

Affordable Retirement Plans with little to no startup costs

We Make it Easy.

Affordable

We offer plans with low fees and little or no startup costs.  Most companies are not even aware of all of the fees they are being charged for their retirement plan.  We present our fees in a straightforward manner that makes them easy for everyone to analyze and understand.

Liability

You, the employer are no longer the trustee of your retirement plan; responsibility is transferred to an independent fiduciary and fiduciary liability is reduced.  We provide ERISA 3(16) and 3(38) plan fiduciaries, which are legally (and morally) obligated to work in a participant’s best interest.

Enrollment

You'll have online enrollment and participation.  You don’t have worry about providing any support. Your advisor will handle that as part of participant education.  Plan Participants are given
discretion to manage their own retirement accounts with active or passive index funds, or managed target-date portfolios

Simplicity

Recordkeeping

Our plans provide a recordkeeper to track your 401(k) plan’s balances, transactions, and deferrals.  They also track participant eligibility and vesting status as well as participant services which include managing the website and providing participants with quarterly statements.

Administration

Our plans provide a Third-Party Administrator.  You don't have to worry about administering compliance testing and the
preparation of IRS Forms.  They also create and maintain the plan document so you don't have to.

Investments

We provide plans that have low-cost, quality fund options like Vanguard, TIAA Cref, BlackRock, and others).  We also provide one-on-one Investment advice to our clients.  Each Client is also given a dedicated Relationship Manager for their account. 

401(k)'s can...

In today's labor market, a 401(k) plan can be crucial to attracting and retaining top talent.

Setting up a 401(k) plan may also help your business reduce taxes.

Contact us today to set up a retirement plan for your business.  If you already have a plan, allow us to provide a free direct side-by-side fee comparisons between our plan and your current plan.

Plan Types

Traditional 401(k)

Roth 401(k)

Safe Harbor 401(k)

Simple 401(k)

Profit-Sharing Plans

403(b)

Pension Plans

Asset 4.png

DREAM | Plan | Prosper